buy a cheap cross over then....
the FIX crossover is very good and has a wide range. But if you are using rubber surround woofers, you might want to get the cross over as low as the 4X 10 can go, say 75Hz. Too high a crossover point (your car audio subs don't really go abbove 250hz anyway) and the rubber surround speakers have to do more work and may not return as quickly after excursions - this often results in an audible lag. This is particularly crucial if you are looking to play percussive styles, e.g. slap bass, or if you are looking to get a growly sound.