The artists and touring sound companies almost certainly have every kind of insurance, and while I feel for them, it won't be that big a deal for a Paisley or Vince Gill. Those kinds of guys can certainly shop at Gruhn's or Mandolin Brothers, not to mention the major companies will certainly replace their endorsement pieces. I feel bad for regular guys like me, the road musicians, etc., that don't have pockets that deep.
I live on a hill so I was spared, as was half the city. But the other half more than makes up for it.
J o e y