dave, you may be speaking of something i wrote about in another thread regarding the ebay horror story and ebay fraud. at the time i sold my spoiler and my persuader vector, along w/a warwick infinity 5, i sold my beloved late 60's fender bassman head which i hadn't used in about 20 years. the kid who bought it did so w/his mother's permission using her visa card to back the paypal payment. THE DAY AFTER HE RECEIVED THE AMP AND POSTED AN EXTREMELY POSITIVE FEEDBACK indicating complete satisfaction-----his freakin' mother tried to pull a b.s. chargeback/challenge of payment stunt on me. although paypal seemed to believe they could pull the money out of my bank account----which i'd already w/drawn from paypal and put in another bank account, leaving very little in the account tied to paypal, they never tried. they threatened, if that's the right word although it wasn't done w/any ugly language, but they never tried. i sent message after message to paypal and each of their responses indicated clearly that they had not read one damn word i actually wrote. a complete idiot, as opposed to a partial one, could have seen this was a b.s. scam being attempted. finally, out of frustration, i used information to find the woman's phone number in washington state (i'm in san antonio), and i called her and confronted her w/her bull....! she contacted visa and asked them to drop her chargeback/denial of payment complaint. THAT, MY FRIENDS, IS THE ONLY REASON PAYPAL FINALLY DROPPED THEIR SO-CALLED INVESTIGATION. the kid's mom stopped the crap-------but i want to tell you that 2 months later i was still receiving messages from paypal telling me they were still investigating and would release my funds to me if their investigation proved the denial of payment was unwarranted. yes, you read that right. two months later they were still acting as if they had frozen the funds and were still investigating---------two months after another of their messages said the situation had been resolved in my favor because the buyer had abandoned her claim. YOU JUST CAN'T MAKE CRAP LIKE THIS UP. davehouck has been moderating here for a long time and has an astounding wealth of knowledge for us forum members lucky enough to seek his advice------but his knowledge isn't limited just to alembics. listen to him, george! following up on dave's advice and expanding-----if your paypal account is tied into one of your bank accounts (checking or savings), then w/draw the funds from paypal the second you can. then go into your account tied to paypal and transfer the funds immediately to your other account, leaving a minimal balance sufficient to have your bank keep that account open. THEN, AND ONLY THEN, SHIP THE BASS...............and, as ebay horror story victim learned, ship the bass insured and require the buyer/receiver to present identification and sign for the bass personally------and ONLY AT THE BUYER'S CONFIRMED PAYPAL/EBAY ADDRESS-----NO PO BOXES OR ANY OF THAT CRAP!!!!!!!!!!!!!!!!!