I'm with you. I'm not a pro, nor am I rich. I am a bit of a self-professed tone conoisseur and anal nitpicker (guilty). I also can't see spending that kind of dosh, even if there is a diference. As a long-time hi-fi nut, it's called the Law of Diminishing Return: to wit, it takes A LOT more money to get a little more improvement, after a certain level, that is.
Personally, I took great pleasure in spending less than many boutique amps sell for, as well as mass-market gear, but I still got a one-off, hand-built, hardwired, real hardwood-cabbed custom amp that I spec'd. As I dealt directly with the designer/builder, Customer Service was also outstanding, certainly atypical in the real world. An Alembic of the amp world, so to speak. You can definitely hear the difference, and it didn't break the bank. Point here is that there are brand-new premium goods available out there for mass-market prices. Or, you can always take a used vintage amp, like my 70's Fender, and put it in a custom hardwood cab with premium speakers a la Boogie, and really get a gem for very little money, just like I did. I should have pix (and a mini-review) posted herewith for that beauty shortly.
I also agree that there's nothing that can touch an Alembic, seemingly at any price. I'm sure I don't even have to mention the level of Customer Service Alembic offers in this forum, especially relative to other OEM's. My biggest problem RE: Alembics is being able to keep the price down without optioning the thing to high heaven...features, aesthetics, embellishments, etc. that nobody REALLY needs, but I WANT anyway, LOL! If I had to criticize Alembic for anything, it'd be that if there's such a thing as TOO many choices, Alembic is certainly guilty of that crime, LOL!